Justin Reinmuth

Justin Reinmuth is CEO of techrug. After a number of years in the technology industry, Justin decided to transition into insurance. For a decade now, he has been working on a comprehensive errors & omissions (E&O) solution to keep small- and medium-size IT companies protected without breaking the bank. He has seen firsthand the staggering insurance premiums some IT companies have paid in the past, only to find out their policy did not cover what they thought. This is what lead him to create a one-of-a-kind cyber liability E&O policy called TechMal. Today, techrug is responsible for managing the cyber liability risks for more than 900 companies in 47 states.

Recent Posts

What cyber liability errors & omissions coverages you REALLY need

Posted by Justin Reinmuth on Apr 19, 2017 4:35:00 PM

In representing more than 900 IT clients across the United States, I have personally experienced the fact that many IT business owners think their business insurance covers client data loss situations or network security failures. I have news for you — they don’t. And it’s especially important for managed service providers working with healthcare, legal, or CPA clients to understand this.

All business insurance policies contain a professional services exclusion. This is why a doctor preforming surgery must go out and obtain medical malpractice coverage or a CPA firm preparing tax returns for their clients must get accountants professional liability. More than 70 classes of business need professional liability, errors and omissions (E&O), or malpractice insurance to protect their organizations in the event that a client holds them responsible for a service they provided — or failed to provide — that didn’t have the expected results.

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